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Who Do I Have to Notice of my Bankruptcy Filing?

Notice Creditors & Other "Parties of Interest" No Need to Notify Your Boss or Neighbors Section 521(1)(A) of the US Bankruptcy Code requires that you file with your Chapter 7 or Chapter 13 petition for bankruptcy a "list of creditors,"...

Holiday Spending and Bankruptcy: Some Call it Fraud

You May Be Visited by 3 Ghosts: Non-Dischargeability, Denial of Discharge, and Criminal Penalties ... [caption id="attachment_2465" align="aligncenter" width="300"] Image by Kelvin Kay, courtesy of Wikimedia Commons[/caption] Pre-Bankruptcy...

What Is Income for Bankruptcy Means Test Purposes?

All Earnings Other than Social Security Income or Disability Benefit—in Michigan Most Recent 6 Months: The Means Test "Look-Back" Period The "means test" is the mathematical formula used in bankruptcy to determine your eligibility for...

Can I Discharge Payday Loans in Bankruptcy?

Payday Lending: Usury at its Worst Image by Swanksalot, courtesy of Wikimedia Commons Payday lending represents the worst of the worst when it comes to consumer lending. The practice nearly always involves a request for post-dated checks,...
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I cannot say enough about how well we were treated by John. He was very knowledgeable about the entire process and kept us informed throughout; there were no surprises... I would recommend John to anyone, knowing he would do as good a job for them as he did for us. David
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